November 15, 2019

How Does Car Insurance Work in Wisconsin?

Every person with a drivers license should understand the importance of carrying a valid insurance policy before getting behind the wheel. But the intricacies of these policies can be difficult to understand, especially when you’re pursuing compensation for a car accident through a personal injury claim.

Our team at the Law Offices of Gary S. Greenberg wants to make sure you know enough about how car insurance works in Wisconsin to make informed decisions about whether to pursue compensation after a car accident.

Below, we’ve outlined some key points about Wisconsin car insurance.

Coverage Limits

Every state has different requirements regarding the amount of coverage you need to carry. In Wisconsin, you are required to carry at least $25,000 for the death or injury of one party. The state requires $50,000 for the same circumstances with two people. Additionally, you are required to carry at least $10,000 for property damage.

Wisconsin also requires you to maintain coverage for uninsured or underinsured motorists. You need to have a minimum of $25,000 to cover one person, and $50,000 to cover two people.

Pursuing Compensation

Because Wisconsin requires drivers to carry car insurance, you’re more than likely going to be able to recover compensation from the at-fault driver’s insurance company after your car accident. The above coverage limits are the baseline, and many people choose to purchase more than the minimum.

However, some people still skip auto insurance, despite the state’s requirements. If an uninsured motorist caused your crash and resulting injuries, you may need a lawyer’s help as you pursue compensation directly from the driver.

Also, your injuries and other damages may exceed the limits laid out in the at-fault driver’s policy. In that case, a Wisconsin car accident lawyer can help you pursue additional compensation to cover the true extent of your damages.

Contact the Team at the Law Offices of Gary S. Greenberg

If you are having insurance problems and confused about how car insurance works in Wisconsin, our team at the Law Offices of Gary S. Greenberg would be happy to help. Understanding this area of Wisconsin law is important if you plan to file a claim for compensation after a car accident.

Work with our attorneys to get the answers and representation you need. Give us a call today at 414-271-7007 or fill out the online contact form at the bottom of the page for more information.