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How Do I File a Personal Injury Claim for a Car Accident?
You probably have already reported your accident and completed the first steps to getting your insurance coverage. At this point, you should receive a settlement offer from the insurance company, which is the end of the negotiations for many people.
Unfortunately, your claim may not be so simple. The insurance company may not offer you the full amount you need or may even refuse to compensate you at all. If this happens, you might need to file a personal injury claim. Our attorneys at the Law Offices of Gary S. Greenberg are ready to help.
Fault and Your Claim
The biggest steps to getting full compensation are finding fault and determining the value of your claim. Once you have completed these two steps, you can begin filing your personal injury claim.
It’s important to note that Wisconsin is a fault state, meaning that the person who caused the accident is responsible for the expenses and injuries the other driver suffered. If the other driver is the one who caused the accident, you have your defendant.
This doesn’t mean your case is finished, though. Wisconsin also recognizes comparative negligence, which means your own actions during the crash could implicate you with some fault. While this may not completely bar your recovery, the defendant can use it to lower the value of your claim.
For example, if you are found 25 percent at fault, you will only receive 75 percent of your award. Fortunately, a qualified attorney can help you defend yourself against unwarranted blame for your crash.
Determining the Value of Your Injuries
An attorney can also help you decide the value of your claim, which is a key step in the claims process. Your claim for damages should include nearly any expenses that wouldn’t have occurred without the accident. Below is a small sample of what this could entail:
- Current and future medical expenses
- Lost wages
- Mental anguish
- Property damage, usually relating to your damaged vehicle
- Permanent disability
If you have suffered from any of these damages or any others, include them in your car accident personal injury claim.
Reach Out to Our Firm
If you’re struggling with your personal injury claim after a car crash, you don’t have to face it alone. Our firm is ready to guide you through the process and help you succeed.
If you still have questions about your case, or if you’re ready to work with our lawyers, get in touch with the Law Offices of Gary S. Greenberg for a free consultation. Simply fill out our online contact form or call us at 414-271-7007.